Previous Year Papers : : IBPS PO Questions & Answers

GENERAL AWARENESS
  1. A money deposited in the bank that cannot be withdrawn for a preset fixed period of time is known as

A. Term Deposit

B. Checking Account

C. Saving Bank Deposit

D. Saving Bank Deposit

  1. A worldwide financial messaging network which exchanges messages between banks and financial institutions is known as

A. CHAPS

B. SWIFT

C. NEFT

D. SFMS

  1. Which of the following Ministries along with Planning Commission of India has decided to set up a corpus fund of Rs. 500 Crore, so that Tribals in naxal-hit area can be provided proper means of livelihood?

A. Ministry of Rural Development

B. Ministry of Home Affairs

C. Ministry of Tribal Affairs

D. Ministry of corporate Affairs

  1. Which of the following was the issue over which India decided to vote against Sri Lanka in the meeting of one of the UN governed bodies/agencies?

A. Violations of human rights in Sri Lanka

B. Allowing China to establish a military base in Indian Ocean

C. Issue of subsidy on agricultural products in the meeting of the WTO

D. Allowing part of Sri Lanka to become an independent country governed by LTTE

  1. The term smart money refers to

A. Foreign Currency

B. Internet banking

C. US Dollars

D. Credit Cards

  1. Which one of the following is not ‘Money Market Instrument’?

A. Treasury Bills

B. Commercial Paper

C. Certificate of Paper

D. Equity Shares

  1. Which one of the following is a retail banking product?

A. Home Loans

B. Working capital finance

C. Corporate term loans

D. Infrastructure finance

  1. In the summit of which of the following organizations/group of Nations it was decided that all members should enforce Budget Discipline?

A. G-8

B. OPEC

C. European Union

D. SAARC

  1. As per news paper reports, India is planning to use ‘SEU’ as a fuel in its 700 MW nuclear reactors being developed in new plants. What is full form of ‘SEU’ as used here?

A. Small Electrical Units

B. Slightly Enriched Uranium

C. Safe Electrical Units

D. Sufficiently Enriched Units

  1. Technological Advancement in the recent times has given a new dimension to banks, mainly to which one of the following aspects?

A. New Age Financial Derivatives

B. Service Delivery Mechanism

C. Any Banking

D. Any Type Banking

  1. When there is a difference between all receipts and expenditure of the Govt. of India, both capital and revenue, it is called

A. Revenue Deficit

B. Budgetary Deficit

C. Zero Budgeting

D. Tare Gap

  1. Which of the following is not a function of the Reserve Bank of India?

A. Fiscal Policy Function

B. Exchange Control Functions

C. Issuance

D. Exchange and Destruction of Currency notes

  1. Which of the following is not required for opening a bank account?

A. Identity Proof

B. Address Proof

C. Recent Photographs

D. Domicile Certificate

  1. The Golden Jubilee of Afro-Asian Rural Development Organization was organised in which of the following places in March 2012?

A. Dhaka

B. Tokyo

C. Cairo

D. New Delhi

  1. What is the maximum deposit amount insured by DICGC?

A. Rs 200000 per depositor per bank

B. Rs 200000 per depositor across all banks

C. Rs 100000 per depositor per bank

D. Rs. 100000 per depositor across all banks

  1. The present foreign Trade Policy of India will continue till

A. March 2013

B. March 2014

C. June 2013

D. December 2012

  1. With reference to a cheque which of the following is the ‘drawee bank’?

A. The bank that collects the cheque

B. The Payee’s bank

C. The bank upon which the cheque is drawn

D. The endorser’s Bank

  1. In which of the following fund transfer mechanisms, can funds be moved from one bank to another and where the transaction is settled instantly without being bunched with any other transaction?

A. RTGS

B. NEFT

C. TT

D. EFT

  1. What was the reason owing to which Enrica Lexie, an Italian ship was detained by the Port Authorities in Kerala and was brought to Cochin Port for inspection and search?

A. It was carrying objectionable material

B. It was involved in sea piracy

C. It was detained as the crew killed two Indian Fishermen

D. The ship started sailing crew without making payments of iron ore it loaded

  1. Mr. Rajendra had filed a complaint with Banking Ombudsman but is not satisfied with the decision. What is the next option before him for getting his matter resolved ?

A. Write to the CMD of the Bank

B. File an appeal before the Finance Minister

C. File an appeal before the Banking Ombudsman again

D. File an appeal before the Dy. Governor RBI

  1. An ECS transaction gets bounced and you are unable to recover your money from your customer. Under which Act criminal action can be initiated ?

A. Indian Penal Code

B. Negotiable Instruments Act

C. Criminal Procedure Code

D. Payment and Settlements Act

  1. Ranbir Kapoor was awarded Best Actor Award in 57th Filmfare Award Function for his performance in

A. No One Killed Jessica

B. Stanley Ka Dabba

C. 7 Khoon Maaf

D. Rockstar

  1. Which of the following schemes of the Govt, of India has provided electricity to 99000 villages and total 1.7 crore households uptill now ?

A. KutirJyoti

B. Rajiv Gandhi Grameen Vidyutikaran Yojana

C. Bharat Nirman

D. PURA

  1. Finance Ministry has asked the Reserve Bank ot India to allow common ATM's that will be owned and managed by non-banking entities hoping to cut transaction costs for banks. Such ATM's are known as—

A. Black Label ATM's

B. off site ATM's

C. on site ATM's or red ATM's

D. white label ATM's

  1. The 10th Basic Ministerial Meeting on Climate Change was organized in February 2012 in

A. Tokyo

B. Beijing

C. Manila

D. Moscow

  1. Which of the following schemes is launched to provide pension to people in unorganized sectors in India ?

A. Swabhiman

B. Jeevan Dhara

C. Jeevan Kalyan

D. Swavalamban

  1. Increased interest rates, as is existing in the economy at present will

A. Lead to higher GDP growth

B. Lead to lower GDP growth

C. Mean higher cost ol raw materials

D. Mean lower cost of raw materials

  1. By increasing repo rate, the economy may observe the lollowing effects :

A. Rate of interest on loans and advances will be costlier

B. Industrial output would be affected to an extent

C. Banks will increase rate of interest on deposits

D. Industry houses may borrow money from loreign countries

  1. Axis Bank is a

A. Public Sector Bank

B. Private Sector Bank

C. Co-operative Bank

D. Gramin Bank

  1. Bad advances of a Bank are called

A. Bad debt

B. Book debt

C. on Performing Asset

D. Out of order accounts

  1. Which of the following awards was conferred upon Late Mario De Miranda (Posthumously) in January 2012?

A. Padma Vibhushan

B. BharatRatna

C. Kalidas Samman

D. Saraswati Samman

  1. Akula-11 Class K-152 Nerpa was inducted in Indian Navy recently. These are

A. Aircrafts

B. Radar System

C. Submarines Missiles

D. Warship

  1. Who among the following Indian Lawn Tennis player won a Doubles of Australian Open 2012 ?

A. Mahesh Bhupati

B. Kamlesh Mehta

C. LeanderPaes

D. Sania Mirza

  1. What is a Debit Card ?

A. It is a card issued by a Rating Agency

B. It is a card which can be used for withdrawing cash or making payment even in the absence of any balance in the account

C. It is a card which can be used for withdrawing cash or making payment if there is balance In the account

D. It is a card which carries prepaid balance

  1. Who among the following is the author of the book 'Nirbasan' ?

A. Mahashweta Devi

B. Taslima Nasreen

C. Sunil Gangopadhyay

D. Vikram Seth

  1. National Table Tennis Championship was organized in January 2012 in

A. Mumbai

B. Delhi

C. Hyderabad

D. Lucknow

  1. Base Rate is the rate below which no Bank can allow their lending to anyone. Who sets up this 'Base Rate' for Banks ?

A. Individual Banks'Board

B. Ministry of Commerce

C. Ministry of Finance

D. RBI

  1. Which of the following states has launched 'Panch Parmeshwar Yojana' under which panchayats are allowed to use the fund for developing infrastructure and basic amenities in villages ?

A. Uttar Pradesh

B. Maharashtra

C. Gujarat

D. Madhya Pradesh

  1. Which of the following acts in vogue in India is against the thinking of raising school fee as per demand ol the market forces ?

A. Prevention of Corruption Act

B. Child Labour (Prohibition & Regulation) Act

C. Sharda Act

D. Right to Education Act

  1. As per the provisions in the Food Security Bill - 2011, per month how much food grain should be given to each person of the target group ?

A. 5 kg

B. 7 kg

C. 9 kg

D. 20 kg

  1. As per revised RBI Guidelines, Provision on secured portion of loan accounts classified as Doubtful Assets for more than one year and upto 3 (three) years is to be made at the rate of

A. 20%

B. 25%

C. 40%

D. 15%

  1. Which of the following banks is headed by a woman CEO

A. ICICI Bank

B. HDFC Bank

C. Central Bank of India

D. Punjab National Bank

  1. Who among the following was the Chief Guest at the three-day Pravasi Bharatiya Divas function held in January 2012 ?

A. Kamla Parsad Bissessar

B. Ram Baran Yadav

C. Lakshmi Mirtal

D. Salman Rushdie

  1. Nationalization of banks aimed at all of the following except

A. Provision of adequate credit for agriculture

B. SME & exports

C. Removal of control by a few capitalists

D. Provision of credit to big industries only

  1. The 5th Asian Indoor Athletics Championship was organized in February 2012 in

A. Bangladesh

B. India

C. Qatar

D. China

  1. Banking Ombudsman is applicab|e to the business of

A. All scheduled commercial banks excluding RRBs

B. All scheduled commercial banks including RRBs

C. Only Public Sector Banks

D. All Banking Companies

  1. The committee on review of National Small Saving Fund (NSSF) was headed by

A. Dr. C. Rangarajan

B. Mr. U. K. Sinha

C. Dr. Y. V. Reddy

D. Mrs. Shyamala Gopinath

  1. Who among the following was the Captain of the Australian Team which played 4 Test matches against India in January 2012 and won all of them ?

A. Ricky Ponting

B. Michael Clarke

C. Nathan Lyon

D. Stuart Clark

  1. Which of the following agencies/organizations recently gave 'go-ahead' verdict to India's one of the most controversial project of inter linking rivers? (some of the rivers are international rivers)

A. UN Food and Agriculture Organisation

B. Supreme Court of India

C. International Court of Justice

D. Central Water Commission

  1. Which of the following Statements is TRUE about political situation in Mali, where a military coup burst out recently ?

A. General elections were due there in March/April 2012 but did not take place

B. The country was under the control of US army since last 18 months

C. Army ol the country was not happy as Amadou Toure was made President without elections for the next live years

D. Coup broke out in Mali when Amadou Toure

COMPUTER KNOWLEDGE
  1. .................allows users to upload files to an online site so they can be viewed and edited from another location.

A. General-purpose applications

B. Microsoft outlook

C. Web-hosted technology

D. Office Live

E. None of these

  1. What feature adjusts the top and bottom margins so that the text is centered vertically on the printed page?

A. Vertical justifying

B. Vertical adjusting

C. Dual centering

D. Horizontal centering

E. Vertical centering

  1. Which of these is not a means of personal communication on the Internet?

A. Chat

B. Instant messaging

C. Instanotes

D. Electronic mail

E. None of these

  1. What is the overall term for creating, editing, formatting, storing, retrieving, and printing a text document?

A. Word processing

B. Spreadsheet design

C. Web design

D. Database management

E. Presentation generation

  1. Fourth-generation mobile technology provides enhanced capabilities allowing the transfer of both data, including full-motion video, high-speed Internet access, and videoconferencing.

A. Video data and information

B. Voice and non-voice

C. Music and video

D. Video and audio

E. None of these

  1. _________ is a form of denial of service attack in which a hostile client repeatedly attack in which a hostile client repeatedly sends SYN packets to every port on the server, using fake IP addresses.

A. Cybergaming crime

B. Memory shaving

C. Syn flooding

D. Software piracy

E. None of these

  1. Which of these is a point-and-draw device?

A. Mouse

B. Scanner

C. Printer

D. CD-ROM

E. Keyboard

  1. The letter and number of the intersecting column and row is the

A. Cell location

B. Cell position

C. Cell address

D. Cell co-ordinates

E. Cell contents

  1. A set of rules for telling the computer what operations to perform is called a

A. Procedural language

B. Structures

C. Natural language

D. Command language

E. Programming language

  1. A detailed written description of the programming cycle and the program, along with the test results and a printout of the program is called

A. Documentation

B. Output

C. Reporting

D. Spec sheets

E. Directory

  1. Forms that are used to organise business data into rows and columns are called

A. Transaction sheets

B. Registers

C. Business forms

D. Sheet-spreads

E. Spreadsheets

  1. In PowerPoint, the Header & Footer button can be found on the Insert tab in what group?

A. Illustrations group

B. Object group

C. Text group

D. Tables group

E. None of these

  1. A(n)_____ is a set of programs designed to manage the resources of a computer, including starting the computer, managing programs, managing memory, and co-ordinating tasks between input and output devices.

A. Application suite

B. Compiler

C. Input/output system

D. Interface

E. Operating system (OS)

  1. A typical slide in a slide presentation would not include

A. Photo images

B. charts and graphs

C. Graphs and clip art

D. Clip art and audio clips

E. Full-motion video

  1. The PC productivity tool that manipulates data organised in rows and columns is called a(n)

A. Spreadsheet

B. Word processing document

C. Presentation mechanism

D. Database record manager

E. EDI creator

  1. In the absence of parentheses, the order of operation is

A. exponentiation

B. addition or subtraction

C. multiplication or division

D. addition or subtraction

E. multiplication or division

  1. To find the Paste Special option, you use the Clipboard group on the _______ tab of PowerPoint.

A. Design

B. Slide Show

C. Page layout

D. Insert

E. Home

  1. A(n) program is one that is ready to run and does not need to be altered in any way.

A. Interpreter

B. High-level

C. Compiler

D. COBOL

E. Executable

  1. Usually downloaded into folders that hold temporary Internet files,_________ are written to your computer’s hard disk by some of the Web sites you visit.

A. Anonymous files

B. Behaviour files

C. Banner ads

D. Large files

E. Cookies

  1. What is the easiest way to change the phrase “revenues, profits, gross margin,” to read “revenues, profits, and gross margin”?

A. Use the insert mode

B. position the cursor before the g in gross

C. then type the word and followed by a space

D. Use the insert mode

E. position the cursor after the g in gross

  1. A program, either talk or music, that is made available in digital format for automatic download over the Internet is called a

A. Wiki

B. Broadcast

C. Vodcast

D. Blog

E. Podcast

  1. Which PowerPoint view displays each slide of the presentation as a thumbnail and is useful for rearranging slides?

A. Slide sorter

B. Slide show

C. Slide master

D. Notes page

E. Slide design

  1. Different components on the motherboard of a PC unit are linked together by sets of parallel electrical conducting lines. What are these lines called?

A. Conductors

B. Buses

C. Connectors

D. Consecutives

E. None of these

  1. What is the name given to those applications that combine text, sound, graphics, motion video, and/or animation?

A. Motionware

B. Anigraphics

C. Videoscapes

D. Multimedia

E. Maxomedia

  1. A USB communication device that supports data encryption for secure wireless commu-nication for notebook users is called a

A. USB wireless network adapter

B. Wireless switch

C. Wireless switch

D. Router

E. None of these

  1. A(n) language reflects the way people think mathematically.

A. Cross-platform programming

B. 3GL business programming

C. Event-driven programming

D. Functional

E. None of these

  1. When entering text within a document, the Enter key is normally pressed at the end of every

A. Line

B. Sentence

C. Paragraph

D. Word

E. File

  1. When a real-time telephone call between people is made over the Internet using computers, it is called

A. a chat session

B. an e-mail

C. an instant message

D. internet telephony

E. None of these

  1. Which of the following is the first step in sizing a window?

A. Point to the title bar

B. Pull down the View menu to display the toolbar

C. Point to any corner or border

D. Pull down the View menu and change to large icons

E. None of these

  1. Which of the following software could assist someone who cannot use their hands for computer input?

A. Videoconferencing

B. Speech recognition

C. Audio digitizer

D. Synthesizer

E. None of these

  1. ......... a document means the file is transferred from another computer to your computer.

A. Uploading

B. Really Simple Syndication (RSS)

C. Accessing

D. Downloading

E. Upgrading

  1. Which computer memory is used for storing programs and data currently being processed by the CPU?

A. Mass memory

B. Internal memory

C. Non-volatile memory

D. PROM

E. None of these

  1. Computers that control processes accept data in a continuous

A. Data traffic pattern

B. Data highway

C. Infinite loop

D. Feedback loop

E. Slot

  1. What refers to a set of characters of a particular design?

A. Keyface

B. Formation

C. Calligraph

D. Stencil

E. Typeface

  1. ........ is used by public and private enterprises to publish and share financial information with each other and industry analysts across all computer platforms and the Internet.

A. Extensible Markup Language (XML)

B. Extensible Business Reporting Language (XBRL)

C. Enterprise Application Integration (EAI)

D. Sales Force Automation (SKA) software

E. None of these

  1. Which part of the computer is used for calculating and comparing?

A. ALU

B. Control unit

C. Disk unit

D. Modem

E. None of these

  1. The method of Internet access that requires a phone line, but offers faster access speeds than dial-up is the connection.

A. Cable access

B. Satellite access

C. Fibre-optic service

D. Digital subscriber line (DSL)

E. Modem

  1. ............. software creates a minor image of the entire hard disk, including the operating system, applications, files, and data.

A. Operating system

B. Backup software

C. Utility programs

D. Driver imaging

E. None of these

  1. What is a URL?

A. A computer software program

B. A type of programming object

C. The address of a document or “page” on the World Wide We

D. An acronym for Unlimited Resources for Learning

E. A piece of hard ware

  1. What is the significance of a faded (dimmed) command in a pull-down menu?

A. The command is not currently accessible.

B. A dialog box appears if the command is selected.

C. A Help window appears if the command is selected.

D. There are no equivalent keystrokes for the particular command.

E. None of these

  1. Your business has contracted with another company to have thorn host and run an application for your company over the Internet. The company providing this service to your business is called an

A. Internet service provider

B. Internet access provider

C. Application service provider

D. Application access provider

E. Outsource agency

  1. A(n) ............. allows you to access your e-mail from anywhere.

A. Forum

B. Webmail interface

C. Message board

D. Weblog

E. None of these

  1. Which of the following would you find on Linkedln?

A. Games

B. Connections

C. Chat

D. Applications

E. None of these

  1. ............. is a technique that is used to send more than one call over a single line.

A. Digitizing

B. Streaming

C. Multiplexing

D. Digital transmission

E. Infrared transmission

  1. The Search Companion can

A. Locate all files containing a specified phrase

B. Restrict its search to a specified set of folders

C. Locate all files containing a specified phrase and restrict its search to a specified set of folders

D. Cannot locate all files containing a specified phrase or restrict its search to a specified set of folders

E. None of these

  1. Which of the following cannot be part of an email address?

A. Period (.)

B. At sign (@)

C. Space ()

D. Underscore (_)

E. None of these

  1. Which of the following must be contained in a URL?

A. A protocol identifier

B. The letters www

C. The unique registered domain name

D. www. and the unique registered domain name

E. A protocol identifier

  1. Which of the following information systems focuses on making manufacturing processes more efficient and of higher quality?

A. Computer-aided manufacturing

B. Computer-integrated manufacturing

C. Computer-aided software engineering

D. Computer-aided system engineering

E. None of these

  1. A mistake in an algorithm that causes incorrect results is called a

A. Logical error

B. Syntax error

C. Procedural error

D. Compiler error

E. Machine error

  1. A device for changing the connection on a connector to a different configuration is

A. a converter

B. an adapter

C. a component

D. an attachment

E. voltmeter