Previous Year Papers : : IBPS PO Questions & Answers

GENERAL AWARENESS
  1. Which new law was recently passed by the Indian Parliament to adopt corporate structures for carrying out business?

A. Corporate Business Bill 2011

B. Business Ethics and Corporatization Bill 2012

C. Ethics and Standard Bill 2013

D. Companies Bill 2012

  1. The central bank of which country has the largest foreign reserves in the world?

A. China

B. Saudi Arabia

C. European Union

D. Switzerland

  1. The targets set under priority sector lending for domestic and foreign banks operating in India with more than 20 branches is _____ of Adjusted Net Bank Credit (ANBC) or credit equivalent amount of Off-Balance Sheet Exposure, which ever is high

A. 18 per cent

B. 24 per cent

C. 32 per cent

D. 40 per cent

  1. Under the Manodhairya Yojana which was approved by the Maharastra Cabinet in September 2013, a compensation of 3 lakhs will be given to victims of

A. Caste prejudice

B. Acid attack

C. Communal riot

D. Domestic violence

  1. Shri Ramesh Abhishek is the Chairman of

A. Competition Commission of India

B. Securities and Exchange Board of India

C. Forward Markets Commission

D. Confederation of Indian Industry

  1. As per the Income Tax laws in India, the maximum amount not liable to tax in case of an individual aged 60 years and above is

A. 150000

B. 180000

C. 200000

D. 250000

  1. According to the MSMED Act 2006, medium enterprise is an enterprise where the investment in equipment is more than _____ but does not exceed 5 crore.

A. 50000

B. 2 lakh

C. 10 lakhs

D. 2 crore

  1. According to the RBI Annual Monetary Policy Statement 2012-13, Scheduled Commercial Banks (SCBs) can borrow _____ of their Net Demand and Time Liabilities under the Marginal Standing Facility scheme

A. 1 percent

B. 1.5 percent

C. 2 percent

D. 2.5 percent

  1. Himachal Pradesh Chief Minister rolled out the ambitious food security scheme in September 2013. What is the name of this scheme?

A. Rajiv Gandhi Ann Yojana

B. Aam Aadmi Ann Yojana

C. Mahatma Gandhi Antyodaya Yojana

D. Shatabdi Ann Yojana

  1. In business, disinvestment means to sell off certain assets. Which of the following can come under these assets?

A. A manufacturing plant

B. A division or subsidiary

C. A product line

D. All of the above

  1. In a notification issued on 16 September 2013, the Reserve Bank of India laid down that where the gold jewellery pledged by a borrower at any one time or cumulatively on loan outstanding is more than _____, NBFCs must keep record of the verific

A. 2 grams

B. 8 grams

C. 16 grams

D. 20 grams

  1. Which India movie has been nominated as India’s official entry to 2014 Oscars?

A. Bhaag Malkha Bhaag

B. The Good Road

C. Celluloid

D. The Lunchbox

  1. In the Master Circular on Customer Service in Banks, issued by the RBI on 1 July 2013, Banks were mandated to send online alerts to the cardholders for all Card Not Present (CNP) transactions for the value of _____ and above.

A. 1000

B. 2500

C. 5000

D. 100000

  1. Which of the following rates is not controlled by the Reserve Bank of India?

A. CASH Reserve Ratio

B. Statutory Liquidity Ratio

C. Cess

D. Marginal Standing Facility

  1. As per a notification issued by the Central Board of Direct Taxes (CBDT) on 23 September 2013, when will the General Anti Avoidance Rules (GAAR) come into force?

A. December 2013

B. January 2014

C. October 2015

D. April 2016

  1. With which sports is Pullela Gopichand associated?

A. Golf

B. Billiards

C. Tennis

D. Badminton

  1. International Standards on Combating Money Laundering and the Financing of Terrorism & Proliferation are framed by

A. KYC

B. FATF

C. TAPI

D. ICOA

  1. The National Payment Corporation of India (NPCI) has launched a mobile based payment facility. This facility is known as

A. NEFT

B. RTGS

C. IMPS

D. USSD

  1. The State Bank of India (SBI) on 17 August, 2013 achieved another milestone by opening its _____ branch in Tamil Nadu

A. 2000th

B. 5000th

C. 10000th

D. 15000th

  1. Who, at present is the Chairman of the State Bank of India?

A. Ashwini Kumar

B. D. P. Singh

C. Arundhati Bhattacharya

D. Rajeev Rishi

  1. India recently signed Double Taxation Avoidance Agreement (DTAA) with _____ to prevent income tax evasion by entities in both the countries.

A. Lativa

B. Belgium

C. Argentina

D. Switzerland

  1. Five Year Plans in India is monitored by

A. National Development Council

B. Planning Commission

C. Finance Minister

D. Inter State Council

  1. In which state is Sunderbans situated?

A. Odisha

B. West Bengal

C. Jharkhand

D. Assam

  1. Which of the following is not controlled by the Securities and Exchange Board of India?

A. Market Intermediaries

B. Investors

C. Ponzi Schemes

D. Insurance

  1. In case of dishonor of cheque for insufficiency of funds in the account, a court can punish a person for _____ imprisonment or with fine, if the cheque issued by drawer returned by the bank unpaid.

A. 3 months

B. 6 months

C. 1 years

D. 2 years

  1. What does NOFHC stand for?

A. New Operational Financial Hedge Corporation

B. Northern Ontario Heritage Fund Corporation

C. Non-Operative Financial Holding Company

D. New Outstanding Fund of Hedge Companies

  1. What is the name of India’s first indigenous aircraft carrier which was launched recently?

A. Sindhurakshak

B. Vikrant

C. Pratap

D. Shaurya

  1. Which one is not a member nation of BRICS?

A. Brazil

B. India

C. South Africa

D. Chile

  1. The 108th birthday of Indian Hockey icon Dhyanchand was recently celebrated as

A. National Hockey Day

B. National Sports Day

C. National Medals Day

D. National Icon Day

  1. Who is the author of “Fault Lines: How Hidden Fractures Still Threaten the World Economy”?

A. Amartya Sen

B. Raghuram Rajan

C. Kaushik Basu

D. Bimal Jalan

  1. The Global Competitiveness Report 2013- 2014, brought out by the World Economic Forum, uses _____ pillars to assess the competitiveness of nations

A. 5 pillars

B. 8 pillars

C. 10 pillars

D. 12 pillars

  1. What is the full form of SIDBI?

A. Small Industries Development Bank of India

B. Service Infrastructure Development Bank of India

C. Small Scale Industrial Development Bank of India

D. Securities & Investment Derivatives Bank of India

  1. Who, at present, is the Chairman of the Unique Identification Authority of India (UIDAI)?

A. N. K. Singh

B. Nandan Nilekani

C. R. S. Sharma

D. S. K. Swamy

  1. Who was recently sworn-in as India’s first woman Chief Information Commissioner?

A. Deepak Sandhu

B. Nirmala Singh

C. Ketaki Sharma

D. Sneha Gupta

  1. To disburse short term crop loans to the small and marginal farmers, RRB Credit Refinance Fund is being set up by

A. RBI

B. SEBI

C. NABARD

D. FICCI

  1. Which secure system was introduced by the Reserve Bank of India in 2005 for facilitating one-to-one funds transfer requirements of individuals/corporates?

A. Electronic Clearing Service

B. National Electronic Funds Transfer

C. Real Time Gross Settlement

D. Cheque Truncation

  1. Which is the term for the process of stopping the flow of the physical cheque issued by a drawer at some point with the presenting bank en-route to the drawee bank branch?

A. Cheque Coding

B. Cheque Truncation

C. Cheque Embossing

D. Cheque Barring

  1. Which company recently launched the first white label ATM (WLA) of India?

A. EBS

B. Tata Communications Payment Solutions

C. Direct Pay

D. ICICI Merchant

  1. The reactor of India’s first indigenous nuclear submarine recently went critical. What is the name of this submarine?

A. INS Arihant

B. INS Chakra

C. INS Sindhughosh

D. INS Aridhaman

  1. What is the purpose of celebrating Rajiv Gandhi Sadbhavana Divas?

A. To promote national integration

B. To promote communal harmony

C. To eschew violence

D. To promote goodwill among the people

E. All of the above

COMPUTER KNOWLEDGE
  1. “GUI” stands for

A. Gnutella Universal Interface

B. Graphical User Interface

C. Graphic Uninstall/Install

D. General Utility Interface

E. None of these

  1. A …………is a design tool that graphically shows the logic in a solution algorithm.

A. flowchart

B. hierarchy chart

C. structure chart

D. context diagram

E. None of these

  1. A file that contains definitions of the paragraph and character styles for your document and all things you customised like toolbars and menus is called a ………

A. guide

B. pattern

C. base document

D. template

E. None of these

  1. Programs designed specifically to address general-purpose applications and special-purpose applications are called ....

A. operating system

B. system software

C. application software

D. management information systems

E. None of these

  1. A…………… contains buttons and menus that provide quick access to commonly used commands.

A. toolbar

B. menu bar

C. window

D. find

E. None of these

  1. For selecting or highlighting, which of the following is generally used ?

A. Icon

B. Keyboard

C. Mouse

D. Floppy Disk

E. None of these

  1. What does storage unit provide ?

A. Place for typing data

B. Storage for information and instruction

C. Place for printing information

D. All of the above

E. None of these

  1. Which type of memory is closely related to processor ?

A. Main Memory

B. Secondary Memory

C. Disk Memory

D. Tape Memory

E. None of these

  1. Which device is used to access your computer by other computer or for talk over phone ?

A. RAM

B. CD ROM Drive

C. Modem

D. Hard Drive

E. None of these

  1. Permanent Memory in computer is called

A. RAM

B. ROM

C. CPU

D. CD ROM

E. None of these

  1. Reusable optical storage will typically have the acronym………….

A. CD

B. DVD

C. ROM

D. RW

E. None of these

  1. …………is processed by the computer into information.

A. Data

B. Numbers

C. Alphabets

D. Pictures

E. None of these

  1. A……….. is an electronic device that process data, converting it into information.

A. computer

B. processor

C. rase

D. stylus

E. None of these

  1. File extensions are used in order to

A. name the file

B. ensure the filename is not lost

C. identify the file

D. identify the file type

E. None of these

  1. The most common type of storage devices are ……..

A. persistent

B. optical

C. magnetic

D. flash

E. None of these

  1. ………..has invented the mechanical calculator for adding numbers

A. Charles Babbage

B. Newton

C. Pascal

D. Peano

E. E.F. Codd

  1. A unit of hardware used to monitor the computer processing

A. Terminal

B. Console

C. CPU

D. Server

E. Client

  1. Which of these is not a feature of a reentrant procedure

A. multiple users can share a single copy of a program during the same period

B. The program code can modify itself

C. The local data for each user process must be stored separately

D. the permanent part is the code

E. the temporary part is the pointer back to the calling program and local variables used by that program

  1. What is the split-MAC architecture

A. The split-MAC architecture uses MAC addresses to create a forward/filter table and break up broadcast domains

B. The split-MAC architecture uses MAC addresses on the wireless network and IP addresses on the wired network

C. The split-MAC architecture allows the splitting of 802.11 protocol packets between the AP and the controller to allow processing by both devices

D. The split-MAC architecture uses MAC addresses to create a forward/filter table and break up collision domains

E. All of these

  1. In ___ normal form, all non-key fields of data structure are dependent on the whole key

A. Fisrt

B. Second

C. Third

D. Fourth

E. Fifth